Frequently Asked Questions About Life Insurance

Why do I need life insurance?
Life insurance is the best way to protect the financial security of your family. You can find coverage for only temporary periods of time with a term life plan — or you can find a permanent plan, to guarantee benefits for your family.

What are the different life insurance plans?
You can find permanent life insurance policies as well as temporary plans. The different plans are universal, whole-life, permanent, and term life insurance policies. 

What will I have to pay?
For permanent life plans you’ll have premiums, deductibles, and other costs that you will be responsible for. With temporary term life plans, you only have to pay premiums.

What is the most affordable life insurance plan?
Term life is by far the most affordable because it is temporary. And the only payments you’ll have are your premiums.

Where do I find life insurance policies?
When you request free online quotes, you’ll see choices in just minutes. And you’ll have the expert advice of our professional agents.

Have more questions about insurance? Check out the rest of our insurance FAQs.