Affordable Group PPO Plans

A Preferred Provider Organization (PPO) plan is an affordable type of managed care that can offer the flexibility your employees need.

Using A PPO

A PPO plan, just like an HMO plan, creates a “network” of healthcare providers. Your employees receive medical care with discounted premiums, deductibles, and co-payments.

But unlike HMOs, you have more flexibility with a PPO. Your employees are free to find medical care outside of the network — and they will be covered. So they can go to a specialist without a doctor’s referral. But if they go outside of the network, co-payments and deductibles will be higher.

Why Are Group PPOs Popular?

Group PPOs are among the most popular options because of their flexibility. PPOs aren't less expensive than HMOs, but they still can be affordable — and they offer fewer restrictions.

With a high deductible group PPO, your group members can also be eligible to enroll in a Health Savings Account — which is an investment for their future healthcare. But a higher deductible doesn’t mean more expensive plans — because the higher deductible is the lower the monthly premium will be.

Find The Right Group PPO

The best way to find the right option is to contact us to compare plans’ rates and benefits. And with the advice of our professional agents, you can find a PPO plan to keep your workforce healthy.